Rabobank NZ is running a series of 20 free financial workshops around the country to try and help farmers cope with the mounting pressures in these difficult times. CEO Todd Charteris says the next 12 months are undoubtedly going to be tough but input costs for diesel and fertiliser are dropping and he feels many farmers are in reasonable shape. The next Rabobank free seminar is in Stratford Taranaki on Tuesday and will focus on helping farmers understand key financial numbers for the current season and looks at how they can plan for, and respond to, scenarios where cashflow deviates from budget.