Rural insurer FMG has paid out more than $120 million in claims relating to Cyclone Gabrielle. The insurer has settled 43% of the 10,500 claims relating to Cyclone Gabrielle and the Auckland Anniversary Weekend floods combined. Claims cover everything from damage to homes and farm buildings, irrigation, agricultural vehicles and animal and crop losses. It still has nearly 6000 claims from the two events to resolve. Chief client officer Glenn Croasdale says progress is being made on cyclone claims now that the government has categorised properties by future risk.